Financial Counseling

Working Woman, Economic Empowerment, YWCA Delaware

Discover our financial counseling services for buying a home, avoiding foreclosure, and money management.

Available Financial Counseling
Workshops

  • EHome First-Time Homebuyer Education Course

    As a HUD-approved housing counseling agency, we have partnered with eHome America to provide a comprehensive and flexible First-Time Home Buyer online education.

    This course is designed to help individuals navigate the homebuying process effectively.

    Participants will learn about essential topics including budgeting, credit management, mortgage options, and homeownership opportunities. It is important to note that many mortgage lenders and down payment assistance programs require first-time buyers to complete a HUD-approved education course.

    Upon successful completion of the counseling session with our HUD-approved housing counselor, clients will receive a certificate of completion, which can be presented to their lender if required.

    Course Fee: $150.00 per registration. Please be aware that the course fee is non-refundable.
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  • Lending & Homeownership Essentials

    Discover the path to homeownership with YWCA Delaware’s free Lending and Homeownership Essentials Series in partnership with Fulton Bank.

    Our 30 minute virtual workshops (choose one) will provide the same valuable insights to help you prepare for the in-person seminar:
    Tuesday, February 11 at 7 p.m. via Microsoft Teams
    Wednesday, February 12 at 12 p.m. via Microsoft Teams

    In Person Seminar (lunch provided):
    Saturday, February 22 from 12 p.m. - 2 p.m. at 500 Dupont Field Blvd, Suite 40, Greenville, DE (behind Wegman's)

    Learn about the lending process, credit preparation, available grants and assistance programs, benefits of working with a realtor. Plus access one-on-one sessions to answer any personal questions.

    Register to attend

  • Get Ready for Homeownership in 2025

    Join YWCA Delaware and Pike Creek Mortgage Services, Inc. for a FREE 90-minute seminar to kickstart your journey!

    Learn how to prepare for your first home purchase, improve your credit, save for a down payment, and navigate the mortgage process.

    Thursday, February 27, 2025
    6:00 PM – 7:30 PM
    1908 Capitol Trail, Ste 3, Newark, DE, 19711

    Thursday, March 6, 2025
    12:00 PM – 1:30 PM
    1908 Capitol Trail, Ste 3, Newark, DE, 19711

    Thursday, April 10, 2025
    6:00 PM – 7:30 PM
    1908 Capitol Trail, Ste 3, Newark, DE, 19711

    Thursday, May 8, 2025
    12:00 PM – 1:30 PM
    1908 Capitol Trail, Ste 3, Newark, DE, 19711

    Thursday, June 12, 2025
    6:00 PM – 7:30 PM
    1908 Capitol Trail, Ste 3, Newark, DE, 19711

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    Register Here

  • One-on-One Financial Counseling

    Take control of your finances with YWCA Delaware’s personalized financial counseling services. Our one-on-one sessions offer customized guidance, strategies for reducing debt and improving your credit, and budgeting skills.

  • Foreclosure Prevention

    At YWCA Delaware, we understand that life’s challenges can make it difficult to keep up with mortgage payments. Our experienced HUD-certified counselors offer confidential support by assessing your financial circumstances, helping you understand the foreclosure process, connecting you with relief programs and resources, and assisting with lender communication and loan modifications.

  • Online Homebuyer Education and Money Management Courses

    Are you a first-time home buyer required to enroll in an online money management or homebuyer education course? YWCA Delaware can help. We offer essential resources and support to guide you through the home buying process. Our courses are designed to equip you with the knowledge and skills needed to make informed decisions, manage your finances, and understand your rights as a homeowner.

Connect with our Financial Counselors

Please fill out the following form as best that you can. After submitting your information, one of our HUD-Certified Housing Counselors will contact you.

Economic Empowerment

YWCA Delaware’s Economic Empowerment Program serves nearly 500 Delawareans annually with financial literacy, job training, salary negotiation resources, leadership development, and more.

  • "Thank you for helping to make our dream of homeownership a reality. This would not be possible without each and everyone of you! For this, you will always be our "Dream Team" and we are forever grateful for you all.”

    2023 YWCA Delaware Homeownership Client

  • "Thank you for all the time and effort to save my home. May GOD lead you in all your endeavors"

    November 2023, YWCA Delaware Foreclosure Prevention Client

  • "You are such a blessing! Thank you for your assistance with getting me back on track. I truly appreciate you."

    December 2023, YWCA Delaware Foreclosure Prevention Client

  • "I don't have any way to express this gratitude. I am beyond grateful and appreciate the work you've done on my behalf. "

    November 2022, YWCA Delaware Foreclosure Prevention Client

Have Questions?

For more information, please contact our team directly. We are here to assist you.

Address: 709 N. Madison Street, Wilmington, DE 19808
Phone: (302) 596-2210 x210
Email: empower@ywcade.org

Connect with our Wo(men) Achieving New Directions Team for Career Development and WorkforceTraining questions.