Economic Empowerment
YWCA Delaware’s Economic Empowerment Program serves nearly 500 Delawareans annually with job training, financial literacy, salary negotiation resources, leadership development and more.
Discover our services for buying a home, avoiding foreclosure, improving job skills, and starting a business.
Homeownership
Service Announcement
The YWCA of Delaware is committed to providing comprehensive support and resources for those on their journey to homeownership.
As part of our ongoing efforts to enhance our services and manage our resources effectively, we are announcing a few important updates to our financial counseling, foreclosure prevention and homeownership counseling services and the introduction of exciting new programs from the Delaware State Housing Authority (DSHA).
Our Services
Prepurchase Counseling & Foreclosure Prevention
Please be advised that we our Prepurchase Counseling and Foreclosure Prevention services are currently paused. This temporary pause will allow us to enhance our programs and bring you more comprehensive support in your homeownership journey. We appreciate your patience during this time and look forward to resuming these vital services in the near future.
DEMRP Program Update
The Delaware Emergency Mortgage Assistance Program (DEMRP) is currently at capacity and will not be accepting new clients at this time. We understand the importance of this program to many of our clients and are working diligently to reopen applications as soon as possible. We encourage those in need of assistance to explore other resources available through our website and reach out to our team for guidance. See below for more details.
Career Development and Entrepreneur Support
Our Wo(men) Achieving New Directions (WAND) program provide 21st Century job search and skills training to those with barriers to employment, including, individuals seeking to navigate the job market, identify transferable skills and re-brand themselves for new and current employment opportunities. WAND also offers strategies to emerging business owners who need “hands on” technical support and tools to position their business for success and sustainability.
New Homeownership Programs from DSHA
Down Payment & Closing Costs Assistance Programs
We encourage interested individuals to explore these programs and consider how they might benefit your path to homeownership. YWCA Delaware is here to support you every step of the way, from understanding these new options to planning your future home purchase.
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Tailored for first-time homebuyers, defined as individuals who have not owned a primary residence in the past three years. Learn more
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Available to both repeat and first-time homebuyers, offering flexibility and support. Learn More
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Provides 3% of the final first mortgage loan amount to assist with down payment and closing costs. Learn more
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Offers $12,000 in assistance for homes with a sales price of $285,000 or less, in the form of a second mortgage loan forgiven incrementally over 10 years. Learn more
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Grants $10,000 in assistance for eligible occupations, with similar forgiveness terms as the Home Sweet Home program. Learn more
YW’s Economic Empowerment Programs
For more information on these updates and the DSHA homeownership programs, please contact our team directly. We are here to assist you in navigating these changes.
Address: 709 N. Madison Street, Wilmington, DE 19808
Phone: (302) 596-2210 x210
Email: empower@ywcade.org
